Wednesday, August 13, 2014

Back to School on a Shoe String Budget

According to Dr. Stephen Jones, parents can save thousands of dollars by mapping out a back to school shoe string budget.   Annually the cost of going back to school continues to rise.  Supplying one child for a k12 school or college can cost between $300 and $1000.  In fact one student recently said a book he purchased cost $200.  While this may not be the norm it is cause for alarm for parents who have several children. Parents must make difficult choices regarding the quality of materials their children will use to present term papers and projects that are due during the school year.  Often parents get so busy during the summer that they fail to plan a school supply budget and they end up running around from store to store trying to reduce the cost of book bags, calculators, text books, computers and etc. 

It is clear that the retail stores are doing their research and they know that parents will flood the stores around the third week of August.  Most parents would prefer to go to one store to get all of their supplies but they look in the papers and discover that the prices vary from store to store.  Dr. Jones says that parents can save hundreds of dollars by making wise purchases.  Here’s how parents can save hundreds of dollars:

1.         Don’t shop at the last minute right before school is about to start.

2.         Identify a discount school supply store so that you don’t end up shopping at the local corner store.

3.         Check the internet for sales at websites such as overstock.com.  Get together with friends and buy some things in bulk.

4.         Don’t be afraid to buy some clothing at a thrift store. You can save hundreds of dollars.

5.         Check your supplies from last year before you go out to buy new supplies.  You will reduce the chances that you are purchasing items that you have stored from last year.

6.         Ask your local school where they order their supplies from and contact the store for a catalogue or website.

7.         Consider purchasing certain items at the Dollar Store near you.

8.         Purchase books at discount websites that are on the internet


It’s amazing that some parents are willing to spend more money because they are unwilling to invest time to uncover savings.  The hundreds of dollars that are saved can help with the purchase of a new computer and printer. Don’t cave in to the temptation to putting your purchases on a credit card.  The credit card debts that parents obtain at the beginning of the school year can last until the next summer if a parent is not cautious.  Parents who are shopping on a shoe string budget recognize that credit cards are potholes that will take you thousands of dollars off track. 

Mobilize family and friends who can keep an eye out for special school supply sales.  Parents can use a number of methods to stay in touch.  First consider using the cell phone to create a list of people who will be looking out for certain supplies that you have identified.  Also, friends and family can contact you immediately when they discover a good sale.  Parents can give friends and family money in advance or ask them to pay for it and agree to pay them back.   Using e-mail can also be a good method to share websites that offer the products at prices that are not available at the stores.  The links to website can be put right within the text of the e-mail, which makes it easy fro a parent to make a purchase right away.

You can save thousands of dollars by shopping on shoe string budget.  Get started right away and you will not regret it.   Dr Stephen Jones is education consultant author of three books the Seven Secrets of How to Study, the Parent's Ultimate Education Guide and the Ultimate Scholarship Guide available at http://www.sevenbooks.net

Saturday, January 4, 2014

Scholarships for January 2014

Here are the top 10 scholarships with upcoming deadlines in January 2014:

#1 - The Tom Joyner Foundation "Full Ride" Scholarship awards a full scholarship to one student to attend a Historically Black College and University (HBCU).
Learn more at www.scholarshipsonline.org/2013/12/tom-joyner-foundation-full-ride.html
#2 - The Burger King Scholars program is designed to help high-school seniors who are looking to start college next year. Annually, the program awards more than $1.4 million in scholarships to more than 1,000 students.
Learn more at www.scholarshipsonline.org/2012/03/burger-king-scholars-program.html
#3 - The Gates Millennium Scholars Program (also known as the Bill Gates Scholarship) awards scholarships each year to African American students who plan to enroll full-time in a two-year or four-year college or university program.
Learn more at www.scholarshipsonline.org/2012/08/the-gates-millennium-scholars-program.html
#4 - The Ron Brown Scholar Program provides scholarship awards to African-American high school seniors who are excelling in their academics, exhibiting exceptional leadership potential, and actively serving in community service activities.
Learn more at www.scholarshipsonline.org/2012/04/ron-brown-scholar-program.html
#5 - The Discover Card Tribute Award Scholarship Program is sponsored by Discover Financial Services. The program recognizes students in their junior year of high school who have demonstrated outstanding achievements in their communities.
Learn more at www.scholarshipsonline.org/2012/07/discover-card-tribute-award-scholarship.html
#6 - The National Black Law Student Association (NBLSA) provides four scholarships each year to African-American students currently in law school. Each applicant will be required to complete an essay on a topic that is related to the specific scholarship for which they are applying.
Learn more at www.scholarshipsonline.org/2013/02/nblsa-national-black-law-student-association-scholarships.html
#7 - Ronald McDonald House Charities Scholarships (RMHC) for African American Future Achievers are awarded to eligible high school students with high academic performance and community service as well as financial need.
Learn more at www.scholarshipsonline.org/2012/07/ronald-mcdonald-house-charities.html
#8 - The Talbots Scholarship Program awards one-time scholarships to women who want to go back to school to earn their undergraduate degree after graduating from high school or receiving their GED at least ten years ago. Applicants must demonstrate financial need.
Learn more at www.scholarshipsonline.org/2012/11/the-talbots-scholarship-program.html
#9 - The Ronald Reagan College Leaders Scholarship Program awards scholarships to college juniors and seniors who demonstrate leadership qualities in support of freedom, American values and constitutional principles.
Learn more at www.scholarshipsonline.org/2012/08/ronald-reagan-college-leaders.html
#10 - The NASA Aeronautics Scholarship Program is open to both undergraduate and graduate students pursuing a career in the field of aeronautics. It is a renewable scholarship for U.S. citizens and nationals.
Learn more at www.scholarshipsonline.org/2012/09/nasa-aeronautics-scholarship-program.html


From: http://wwwBlackcollege.com

Dr. Stephen Jones is the author of the Ultimate Scholarship Guide available at 
http://bit.ly/19Vg9ew

Tuesday, November 12, 2013

Google Helpouts a Fantastic Way to Learn

Google has created another fantastic tool that just may be a wonderful tool for principals, teachers, parents and students.  The Google Helpout will help you to access professionals who are skilled and available to answer your questions.  The fantastic thing about Google Helpouts is that you are live by way of video and in real time.  You can also schedule a meeting where you can get your questions answered or access the coaching that you require.  This tool became available on November 5, 2013. The Helpout is a great way to get the solution that you need or to hear a different perspective on a problem that you are trying to solve.

What is Helpout about?

Google helpout offers live video that will give the user a one on one expert to help and offer advice anytime of the day. The expert can be an educator, businessperson, consultant or electrician.  That fact that this person is live is a relief for the person who needs help right away. This is a service that is not provided by other social media websites.  Google staff believe that people from all walks of life will appreciate the opportunity to get help any time of the day.

The Google Helpout can reach people who are too busy to attend a conference to get a unique perspective on their problem.  A principal or teacher could get advice on how to improve student learning or to discuss a professional development opportunities.  School districts that have a limited number of college counselors could get help for students.  A school could get information about ideas to improve parent participation. 

How can it benefit schools and colleges?

There are several unique ways that schools can benefit from the one-on-one support that a Google Helpout expert can offer. Here are some of the benefits
1.  Superintendents can get advice on how to manage multiple problems at a school district
2.  Principals will benefit from an adviser who can help with teacher training ideas
3.  Teachers can learn how to help students to learn students with
4.  Parents can learn how to help their student to earn better grades
5.  Students will learn how to get better grades and to prepare for college/trade school.

If you think Google Helpouts could help your school, Dr. Stephen Jones is honored to be one of the experts who were selected. You can get the help you need.  If you are interested in giving it a try go to http://bit.ly/16ZISPe. Don’t miss out on this great chance to get your critical questions answered.